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Analisis Praktik Akad Muḍārabah Musytarakah Berdasarkan Fatwa Dewan Syariah Nasional No:51/DSN-MUI/III/2006 Tentang Akad Muḍārabah Musytarakah Pada Asuransi Syariah (Studi Kasus PT. BNI Life Insurance)
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