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Tinjauan Kepatuhan Syariah Terhadap Fatwa DSN-MUI, POJK dan SEOJK pada Akad Murabahah dalam Pembiayaan Kepemilikan Emas di Bank Syariah (Studi Kasus pada Bank Pembiayaan Rakyat Syariah Harta Insan Karimah (BPRS HIK) Kantor Pusat dan Kantor Cabang Ciledug)

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